C487 Greed
C487 Greed
If the person who bought the commercial insurance naturally didn't care about the medical fees, but for those who didn't buy the insurance, a million is a huge amount. Maybe someone said that I have agricultural insurance. The country forced everyone to pay insurance to solve the problem of treating illnesses. According to different accounts, it is divided into rural medical cooperation insurance and urban medical cooperation insurance. The names were different, but in fact, they were almost the same.
Many people believed that as long as they bought rural medical cooperation, it would be enough. The medical reimbursement was nothing to worry about. In fact, as long as they understood it a little, they would know that rural medical treatment had many limitations. Rural cooperative medical services were considered reimbursement insurance, so what was the solution? After getting sick, he would go to the hospital and take out the money first. After treatment, he could use the rural cooperative medical insurance to reimburse when he was discharged from the hospital. This ratio was usually between 40% to 70% in hospitals with different types of illnesses. There was a prerequisite here that he had to pay first. If it was an ordinary minor illness... It was naturally harmless, but if it was a major illness, such as cancer... If he moved, he would have to pay hundreds of thousands of yuan in medical fees. Many families would not be able to afford this sum of money. Secondly, even if it was taken out, they would find out after reimbursement. In fact, there was only about half of the money in the account, and the portion that he had to pay was about half.
However, in the end, it reduced the burden on the farmers in Guang University. For those who were in a desperate situation, half of the money was the money to save their lives.
In the country, basically all hospitals were connected to medical insurance. As long as they were treated, they could basically be reimbursed, but there were also exceptions. They were cut off from medical insurance, such as Shanghai's heavy ion proton hospital. In this hospital, all medical expenses were self-funded. They did not follow the medical insurance path. Therefore, this hospital was also known as the hospital for the rich. The poor wouldn't be able to take out a million yuan.
The problem with the aunt's family happened at the expense of their own money.
When he went to Shanghai for treatment, a million yuan was completely given to the hospital. If he could not get a single cent back, if he treated her regularly at home... No matter how well he treated it, he would still be able to get more than half of the money. The cost of regular treatment was around 500,000 yuan, and he could still get half of it. The 500,000 yuan used for treatment could also be reimbursed for about 200,000 yuan by the medical insurance reimbursement. This way, the cousin and his wife would be able to save 700,000 yuan, and they would be able to come up with a solution. They would try to convince the cardiovascular to treat at home. They did not say that they were in the county, but in the city. The reason they gave was also very reasonable. It was close to home. It was convenient to take care of Xiao Xue. If she went to Shanghai, Xiao Xue would be pregnant after all, and it would not be very convenient. Li Xiaosheng worked in the county and was not far from the city. He could take care of his mother and work at the same time without any delays.
At first, Li Mingshan kept silent, but later he agreed. In order to collect medical expenses, he took out all his savings. He also borrowed tens of thousands. Because of his health, he no longer had the ability to work. Tens of thousands might not have been much to him in the past. But now it was not a small number. He could not count on his son to pay back the money, but he had to rely on himself.
However, what completely moved him was one sentence from Xiao Xue: Dad, you are also old. In the next few decades, you should at least have some living expenses, right? Xiao Sheng and I still have to pay the mortgage. In the future, when your grandson comes out, he'll be under a lot of pressure. He might not be able to take care of you.
Raising children to protect the old, people are old, they are very afraid of loneliness and no one to rely on. At this moment, Li Mingshan had a strong sense of unease.
Of course, he did not know these things in his heart. After all, she was young. He did not think that it was so far away. He simply felt that the conventional treatment was not appropriate. As for what was inappropriate about it, she didn't know. But Dongfang Qingyu had an expert by his side. Huang Yanmei was a senior insurance expert. As long as it was related to insurance, everything was clear. One could tell what was going on from the description of the scene.
"Where's aunt? What does aunt think?" Dongfang Qingyu asked.
"I haven't told Mom yet." Xin Mu said.
"What about you? Wang Yao asked. What do you plan to do?" Dongfang Qing Yu said, "I want to hear your opinion." If the cardiovascular opinion was also a regular treatment, then he wouldn't care about this matter anymore. He would not take the million back, but he would not give any more money. He wasn't a philanthropist, so he had no obligation to help others. Fortunately, his Heart Screen didn't disappoint him.
"Of course I want to send mom to Shanghai for treatment. After all, the conditions there are good. Brother and sister-in-law don't have time to take care of her, so I'll hire a nurse." Heart's Screen's tone was very firm.
"Okay, cousin supports you. Give the phone to cousin. I'll talk to him for a bit." Dongfang Qingyu said.
He secretly called Dongfang Qingyu outside. He returned to the corridor and gave the phone to Li Xiaosheng.
"Money, I'm for my aunt's treatment, and I can only go to Shanghai's heavy ion proton hospital for treatment. If you don't agree, I'll bring the money back. Also, I don't owe you anything. " Dongfang Qingyu was very straightforward. After he finished speaking, he hung up the phone.
On the other side, Li Xiaosheng, who was holding the phone, heard the beeping sound. His face alternated between green and red.
Perhaps he knew that this money had nothing to do with him. The next day. His aunt was transferred to Shanghai. After her heart was settled, he returned to school to study and everything returned to normal. However, it was said that Li Xiaosheng's life was not going to be easy. Whenever Xiao Xue thought of the hundreds of thousands of times he passed by, she would scold him.
Of course, these were the words that came later.
"Don't be angry. Nowadays, who wouldn't be jealous of a million dollars? If it were me, I would want it too." Cheng Hongluan saw that Dongfang Qingyu put down the phone in a bad mood and comforted him.
"If there is a million yuan, I want it too." Huang Yanmei blinked her long eyelashes and stars appeared in her eyes.
"You guys eat. I am going to work." Dongfang Qingyu had a headache and had to take leave again. He realized that he had taken leave longer than the time he had to work, so he felt embarrassed.
"Wait a minute." Cheng Hongluan pulled him back. "I have quit work. I don't care if there are a few more days. Choose a day and move."
"You guys just watch. I'll listen to you." Dongfang Qingyu said.
"That won't do. You are the head of the family. No matter what, you have to give some opinions." Huang Yanmei said.
"Alright, then hurry up." Dongfang Qingyu took out his phone and opened the calendar. However, Cheng Hong Luan had a look of disgust on her face. She ran into the inner room and took out an antique yellow calendar.
"This is the profession!"